Dennis W. Warneke

Benefit Design Group

Products / Services

The Warneke Group offers a wide range of products for both businesses and individuals/families.  For more information about these products, "click" on the picture.  The following is a partial list of the products available:

There are many different types of "Employee Benefits" that may be offered to employees.  The most common are Medical & Prescription Drugs, Dental, Vision, Life insurance & Dependent life insurance, Short-Term Disability Income, Long-Term Disability Income, Section 125 (Cafeteria Plans), Retirement Plans, and Voluntary Plans (Life, Cancer, Accident, etc.).


Life insurance is a unique asset.
  Because of its potential high yield and its tax-favored benefits, it can be used to solve some of life's perolexing financial problems.

Disability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible.  In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"

Almost everyone knows the merits of life insurance — the umbrella for that rainy day.  But few of us consider that perhaps a bigger need is for long-term care insurance — coverage for the unfortunate event that you become incapacitated or disabled and unable to care for yourself.  A 2007 national poll by Public Opinion Strategies found that 75 percent of Americans have made no preparations for long-term care.  Well, it’s time to face the hard facts about long-term care.

Travel Insurance - International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide U.S. citizens and non-U.S. citizens with International insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs.


Your time is best devoted to your core business.
Contact us for a free consultation on how we can be of assistance.